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Is Acorns a good robo-advisor?

A robo-advisor invests your money for you in a ready-made mix of funds and rebalances it automatically, usually for a small yearly fee (a percentage of your balance) or a flat monthly fee. Fund expenses are extra. Here's what each one says it charges, the minimum to start, and whether it offers tax-loss harvesting (selling losers to cut your tax bill, useful only in taxable accounts).

Advisory fee
$4, $8 or $12 per month (Bronze, Silver, Gold plans)
Minimum to start
not found
Tax-loss harvesting
not found
Cash account APY
Emergency Savings: 3.59% APY

Source: Acorns page (checked 2026-10-12)

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FAQ

Is Acorns a good robo-advisor?

Here are the facts we could confirm on Acorns's own page (2026-10-12): advisory fee: $4, $8 or $12 per month (Bronze, Silver, Gold plans); minimum to start: not found; tax-loss harvesting: not found; cash account apy: Emergency Savings: 3.59% APY. Whether it's good for you depends on what you need; compare it with the alternatives listed.

Where do these facts come from?

From Acorns page (checked 2026-10-12). “not found” means the page didn't state it.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.