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Schwab Intelligent Portfolios vs Fidelity Go

Both invest for you automatically. Here's how Schwab Intelligent Portfolios and Fidelity Go compare on fees, minimums, tax-loss harvesting and cash.

Schwab Intelligent PortfoliosFidelity Go
Advisory fee$0 advisory fee$0 under $25,000; 0.35%/yr at $25,000+
Minimum to start$5,000$0 to open; $10 to start investing
Tax-loss harvestingYes, opt-in, $50,000+ investednot found
Cash account APYnot foundnot found

Sources: Schwab Intelligent Portfolios page (checked 2026-10-12) · Fidelity Go page (checked 2026-10-12)

More on Schwab Intelligent Portfolios · More on Fidelity Go · All robo-advisors

FAQ

What's the difference between Schwab Intelligent Portfolios vs Fidelity Go?

Advisory fee: Schwab Intelligent Portfolios $0 advisory fee, Fidelity Go $0 under $25,000; 0.35%/yr at $25,000+; Minimum to start: Schwab Intelligent Portfolios $5,000, Fidelity Go $0 to open; $10 to start investing; Tax-loss harvesting: Schwab Intelligent Portfolios Yes, opt-in, $50,000+ invested, Fidelity Go not found; Cash account APY: Schwab Intelligent Portfolios not found, Fidelity Go not found.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.