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Is Schwab Intelligent Portfolios a good robo-advisor?

A robo-advisor invests your money for you in a ready-made mix of funds and rebalances it automatically, usually for a small yearly fee (a percentage of your balance) or a flat monthly fee. Fund expenses are extra. Here's what each one says it charges, the minimum to start, and whether it offers tax-loss harvesting (selling losers to cut your tax bill, useful only in taxable accounts).

Advisory fee
$0 advisory fee
Minimum to start
$5,000
Tax-loss harvesting
Yes, opt-in, $50,000+ invested
Cash account APY
not found

Part of each portfolio is held in cash swept to Schwab Bank; Schwab says it earns revenue from that cash and its ETFs.

Source: Schwab Intelligent Portfolios page (checked 2026-10-12)

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FAQ

Is Schwab Intelligent Portfolios a good robo-advisor?

Here are the facts we could confirm on Schwab Intelligent Portfolios's own page (2026-10-12): advisory fee: $0 advisory fee; minimum to start: $5,000; tax-loss harvesting: Yes, opt-in, $50,000+ invested; cash account apy: not found. Whether it's good for you depends on what you need; compare it with the alternatives listed.

Where do these facts come from?

From Schwab Intelligent Portfolios page (checked 2026-10-12). “not found” means the page didn't state it.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.