Home › Invest › Robo-advisors › Schwab Intelligent Portfolios vs M1
Both invest for you automatically. Here's how Schwab Intelligent Portfolios and M1 compare on fees, minimums, tax-loss harvesting and cash.
| Schwab Intelligent Portfolios | M1 | |
|---|---|---|
| Advisory fee | $0 advisory fee | No management fee on self-directed accounts; $3/month platform fee, waived over $10,000 |
| Minimum to start | $5,000 | not found |
| Tax-loss harvesting | Yes, opt-in, $50,000+ invested | not found |
| Cash account APY | not found | High-Yield Cash: 3.35% APY |
Sources: Schwab Intelligent Portfolios page (checked 2026-10-12) · M1 page (checked 2026-10-12)
More on Schwab Intelligent Portfolios · More on M1 · All robo-advisors
Advisory fee: Schwab Intelligent Portfolios $0 advisory fee, M1 No management fee on self-directed accounts; $3/month platform fee, waived over $10,000; Minimum to start: Schwab Intelligent Portfolios $5,000, M1 not found; Tax-loss harvesting: Schwab Intelligent Portfolios Yes, opt-in, $50,000+ invested, M1 not found; Cash account APY: Schwab Intelligent Portfolios not found, M1 High-Yield Cash: 3.35% APY.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.