Home › Invest › Robo-advisors › Schwab Intelligent Portfolios vs SoFi Automated Investing
Both invest for you automatically. Here's how Schwab Intelligent Portfolios and SoFi Automated Investing compare on fees, minimums, tax-loss harvesting and cash.
| Schwab Intelligent Portfolios | SoFi Automated Investing | |
|---|---|---|
| Advisory fee | $0 advisory fee | 0.25%/yr |
| Minimum to start | $5,000 | $50 |
| Tax-loss harvesting | Yes, opt-in, $50,000+ invested | No (SoFi support says it doesn't offer automated tax-loss harvesting) |
| Cash account APY | not found | not found |
Sources: Schwab Intelligent Portfolios page (checked 2026-10-12) · SoFi Automated Investing page (checked 2026-10-12)
More on Schwab Intelligent Portfolios · More on SoFi Automated Investing · All robo-advisors
Advisory fee: Schwab Intelligent Portfolios $0 advisory fee, SoFi Automated Investing 0.25%/yr; Minimum to start: Schwab Intelligent Portfolios $5,000, SoFi Automated Investing $50; Tax-loss harvesting: Schwab Intelligent Portfolios Yes, opt-in, $50,000+ invested, SoFi Automated Investing No (SoFi support says it doesn't offer automated tax-loss harvesting); Cash account APY: Schwab Intelligent Portfolios not found, SoFi Automated Investing not found.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.