Home › Invest › Robo-advisors › SoFi Automated Investing vs Acorns
Both invest for you automatically. Here's how SoFi Automated Investing and Acorns compare on fees, minimums, tax-loss harvesting and cash.
| SoFi Automated Investing | Acorns | |
|---|---|---|
| Advisory fee | 0.25%/yr | $4, $8 or $12 per month (Bronze, Silver, Gold plans) |
| Minimum to start | $50 | not found |
| Tax-loss harvesting | No (SoFi support says it doesn't offer automated tax-loss harvesting) | not found |
| Cash account APY | not found | Emergency Savings: 3.59% APY |
Sources: SoFi Automated Investing page (checked 2026-10-12) · Acorns page (checked 2026-10-12)
More on SoFi Automated Investing · More on Acorns · All robo-advisors
Advisory fee: SoFi Automated Investing 0.25%/yr, Acorns $4, $8 or $12 per month (Bronze, Silver, Gold plans); Minimum to start: SoFi Automated Investing $50, Acorns not found; Tax-loss harvesting: SoFi Automated Investing No (SoFi support says it doesn't offer automated tax-loss harvesting), Acorns not found; Cash account APY: SoFi Automated Investing not found, Acorns Emergency Savings: 3.59% APY.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.