Home › Invest › Robo-advisors › Vanguard Digital Advisor vs M1
Both invest for you automatically. Here's how Vanguard Digital Advisor and M1 compare on fees, minimums, tax-loss harvesting and cash.
| Vanguard Digital Advisor | M1 | |
|---|---|---|
| Advisory fee | 0.20%/yr gross for all-index portfolios (0.25% with active funds); Vanguard says net is about 0.15% after credits | No management fee on self-directed accounts; $3/month platform fee, waived over $10,000 |
| Minimum to start | $100 | not found |
| Tax-loss harvesting | Yes, optional, included | not found |
| Cash account APY | not found | High-Yield Cash: 3.35% APY |
Sources: Vanguard Digital Advisor page (checked 2026-10-12) · M1 page (checked 2026-10-12)
More on Vanguard Digital Advisor · More on M1 · All robo-advisors
Advisory fee: Vanguard Digital Advisor 0.20%/yr gross for all-index portfolios (0.25% with active funds); Vanguard says net is about 0.15% after credits, M1 No management fee on self-directed accounts; $3/month platform fee, waived over $10,000; Minimum to start: Vanguard Digital Advisor $100, M1 not found; Tax-loss harvesting: Vanguard Digital Advisor Yes, optional, included, M1 not found; Cash account APY: Vanguard Digital Advisor not found, M1 High-Yield Cash: 3.35% APY.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.