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Is Vanguard Digital Advisor a good robo-advisor?

A robo-advisor invests your money for you in a ready-made mix of funds and rebalances it automatically, usually for a small yearly fee (a percentage of your balance) or a flat monthly fee. Fund expenses are extra. Here's what each one says it charges, the minimum to start, and whether it offers tax-loss harvesting (selling losers to cut your tax bill, useful only in taxable accounts).

Advisory fee
0.20%/yr gross for all-index portfolios (0.25% with active funds); Vanguard says net is about 0.15% after credits
Minimum to start
$100
Tax-loss harvesting
Yes, optional, included
Cash account APY
not found

Source: Vanguard Digital Advisor page (checked 2026-10-12)

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FAQ

Is Vanguard Digital Advisor a good robo-advisor?

Here are the facts we could confirm on Vanguard Digital Advisor's own page (2026-10-12): advisory fee: 0.20%/yr gross for all-index portfolios (0.25% with active funds); Vanguard says net is about 0.15% after credits; minimum to start: $100; tax-loss harvesting: Yes, optional, included; cash account apy: not found. Whether it's good for you depends on what you need; compare it with the alternatives listed.

Where do these facts come from?

From Vanguard Digital Advisor page (checked 2026-10-12). “not found” means the page didn't state it.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.