Home › Invest › Robo-advisors › Vanguard Digital Advisor vs SoFi Automated Investing
Both invest for you automatically. Here's how Vanguard Digital Advisor and SoFi Automated Investing compare on fees, minimums, tax-loss harvesting and cash.
| Vanguard Digital Advisor | SoFi Automated Investing | |
|---|---|---|
| Advisory fee | 0.20%/yr gross for all-index portfolios (0.25% with active funds); Vanguard says net is about 0.15% after credits | 0.25%/yr |
| Minimum to start | $100 | $50 |
| Tax-loss harvesting | Yes, optional, included | No (SoFi support says it doesn't offer automated tax-loss harvesting) |
| Cash account APY | not found | not found |
Sources: Vanguard Digital Advisor page (checked 2026-10-12) · SoFi Automated Investing page (checked 2026-10-12)
More on Vanguard Digital Advisor · More on SoFi Automated Investing · All robo-advisors
Advisory fee: Vanguard Digital Advisor 0.20%/yr gross for all-index portfolios (0.25% with active funds); Vanguard says net is about 0.15% after credits, SoFi Automated Investing 0.25%/yr; Minimum to start: Vanguard Digital Advisor $100, SoFi Automated Investing $50; Tax-loss harvesting: Vanguard Digital Advisor Yes, optional, included, SoFi Automated Investing No (SoFi support says it doesn't offer automated tax-loss harvesting); Cash account APY: Vanguard Digital Advisor not found, SoFi Automated Investing not found.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.