Home › Invest › Robo-advisors › Wealthfront vs Acorns
Both invest for you automatically. Here's how Wealthfront and Acorns compare on fees, minimums, tax-loss harvesting and cash.
| Wealthfront | Acorns | |
|---|---|---|
| Advisory fee | 0.25%/yr | $4, $8 or $12 per month (Bronze, Silver, Gold plans) |
| Minimum to start | $500 (Automated Investing Account, per Wealthfront support) | not found |
| Tax-loss harvesting | Yes, daily, all taxable accounts, no extra charge | not found |
| Cash account APY | Cash Account: 3.55% base APY (as of 10/01/2026); 0.65% boost for new clients for 3 months | Emergency Savings: 3.59% APY |
Sources: Wealthfront page (checked 2026-10-12) · Acorns page (checked 2026-10-12)
Advisory fee: Wealthfront 0.25%/yr, Acorns $4, $8 or $12 per month (Bronze, Silver, Gold plans); Minimum to start: Wealthfront $500 (Automated Investing Account, per Wealthfront support), Acorns not found; Tax-loss harvesting: Wealthfront Yes, daily, all taxable accounts, no extra charge, Acorns not found; Cash account APY: Wealthfront Cash Account: 3.55% base APY (as of 10/01/2026); 0.65% boost for new clients for 3 months, Acorns Emergency Savings: 3.59% APY.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.