Home › Invest › Robo-advisors › Wealthfront vs Schwab Intelligent Portfolios
Both invest for you automatically. Here's how Wealthfront and Schwab Intelligent Portfolios compare on fees, minimums, tax-loss harvesting and cash.
| Wealthfront | Schwab Intelligent Portfolios | |
|---|---|---|
| Advisory fee | 0.25%/yr | $0 advisory fee |
| Minimum to start | $500 (Automated Investing Account, per Wealthfront support) | $5,000 |
| Tax-loss harvesting | Yes, daily, all taxable accounts, no extra charge | Yes, opt-in, $50,000+ invested |
| Cash account APY | Cash Account: 3.55% base APY (as of 10/01/2026); 0.65% boost for new clients for 3 months | not found |
Sources: Wealthfront page (checked 2026-10-12) · Schwab Intelligent Portfolios page (checked 2026-10-12)
More on Wealthfront · More on Schwab Intelligent Portfolios · All robo-advisors
Advisory fee: Wealthfront 0.25%/yr, Schwab Intelligent Portfolios $0 advisory fee; Minimum to start: Wealthfront $500 (Automated Investing Account, per Wealthfront support), Schwab Intelligent Portfolios $5,000; Tax-loss harvesting: Wealthfront Yes, daily, all taxable accounts, no extra charge, Schwab Intelligent Portfolios Yes, opt-in, $50,000+ invested; Cash account APY: Wealthfront Cash Account: 3.55% base APY (as of 10/01/2026); 0.65% boost for new clients for 3 months, Schwab Intelligent Portfolios not found.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.