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Achieve personal loan

Not financial advice. Published ranges from each lender's own page with the date we read it; your offer depends on credit, income and state. No lender pays for inclusion or rank.

Rubric score 36.0% (limited data)

• APRas low as 6.25% achieve.com, 2026-10-12
• Origination feenot found achieve.com, 2026-10-12
• Terms24 months–60 months achieve.com, 2026-10-12
• Loan amounts$5,000–$50,000 achieve.com, 2026-10-12
• Minimum credit score560 achieve.com, 2026-10-12

Note: Rates 'as low as 6.25% APR'; full APR range not found; examples show origination fees up to 8.99%

Complaint record (CFPB)

• Complaints, last 12 months305
• Trend▲ 51.7% (last 12 mo 305 vs prior 12 mo 201)
• Timely response (last 36 mo)99.6%
• Top issueIncorrect information on your report
• Insurance statusNot an FDIC/NCUA-insured institution itself (Listed in the CFPB database under its former name.)

Company-level (FREEDOM FINANCIAL NETWORK), all products, as of 2026-10-12. Achieve (formerly Freedom Financial Network) complaints: full record → Shown for context; does not change the score.

Score breakdown

• Lowest advertised APR 5.0/10not found — unknown, scored 5.0/10 (lower of neutral 5 and comparison median)
• Highest APR (worst case) 0.0/10not found — unknown, scored 0.0/10 (lower of neutral 5 and comparison median)
• Origination fee (max) 2.0/10not found — unknown, scored 2.0/10 (lower of neutral 5 and comparison median)
• Term range 6.0/10Terms 24–60 months. Score = span/6 months, max 10.
• Max loan amount 5.0/10Up to $50,000. Score = max/$10k, max 10.

0.200×5.0* + 0.200×0.0* + 0.200×2.0* + 0.200×6.0 + 0.200×5.0 = 3.60 → 36.0% (* unknown, imputed)

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FAQ

What APR does Achieve charge?

as low as 6.25% achieve.com, 2026-10-12

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.