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Citi personal loan

Not financial advice. Published ranges from each lender's own page with the date we read it; your offer depends on credit, income and state. No lender pays for inclusion or rank.

Rubric score 46.0% (limited data)

• APRas low as 10.24% citi.com, 2026-10-12
• Origination fee0% citi.com, 2026-10-12
• Termsnot found citi.com, 2026-10-12
• Loan amounts$2,000–$30,000 citi.com, 2026-10-12
• Minimum credit scorenot published (not found) citi.com, 2026-10-12

Note: 'As low as 10.24% APR' incl. 0.25% autopay discount; no origination fees

Complaint record (CFPB)

• Complaints, last 12 months23,436
• Trend▲ 28.7% (last 12 mo 23,436 vs prior 12 mo 18,210)
• Timely response (last 36 mo)100.0%
• Per $1B deposits (12 mo)15.14
• Top issueProblem with a purchase shown on your statement
• Insurance statusFDIC-insured: Citibank, National Association (cert 7213, active; deposits $1,547.6B as of 06/30/2026)

Company-level (CITIBANK, N.A.), all products, as of 2026-10-12. Citi complaints: full record → Shown for context; does not change the score.

Score breakdown

• Lowest advertised APR 5.0/10not found — unknown, scored 5.0/10 (lower of neutral 5 and comparison median)
• Highest APR (worst case) 0.0/10not found — unknown, scored 0.0/10 (lower of neutral 5 and comparison median)
• Origination fee (max) 10/10Origination fee up to 0%. Score = 10 − max fee %.
• Term range 5.0/10not found — unknown, scored 5.0/10 (lower of neutral 5 and comparison median)
• Max loan amount 3.0/10Up to $30,000. Score = max/$10k, max 10.

0.200×5.0* + 0.200×0.0* + 0.200×10 + 0.200×5.0* + 0.200×3.0 = 4.60 → 46.0% (* unknown, imputed)

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FAQ

What APR does Citi charge?

as low as 10.24% citi.com, 2026-10-12

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.