Home › Borrow › Loans › Personal loans › Rocket Loans

Rocket Loans personal loan

Not financial advice. Published ranges from each lender's own page with the date we read it; your offer depends on credit, income and state. No lender pays for inclusion or rank.

Rubric score 48.6%

• APR7.99%–29.99% 7.99% includes autopay discount; range may vary by state rocketloans.com, 2026-10-12
• Origination feeup to 9.99% rocketloans.com, 2026-10-12
• Termsnot found rocketloans.com, 2026-10-12
• Loan amounts$2,000–$75,000 rocketloans.com, 2026-10-12
• Minimum credit scorenot published (not found) rocketloans.com, 2026-10-12

Note: APR range not found on page; average origination fee 4.44% (page); late fee $15

APR range and origination fee (max 9.99%): official page (as of 2026-10-12)

Complaint record (CFPB)

• Complaints, last 12 months3,751
• Trend▲ 400.8% (last 12 mo 3,751 vs prior 12 mo 749)
• Timely response (last 36 mo)100.0%
• Top issueTrouble during payment process
• Insurance statusNot an FDIC/NCUA-insured institution itself (Rocket Mortgage is a sister company of Rocket Loans; Rocket Loans not found separately.)

Company-level (Rocket Mortgage, LLC), all products, as of 2026-10-12. Rocket (Rocket Mortgage) complaints: full record → Shown for context; does not change the score.

Score breakdown

• Lowest advertised APR 8.0/10Lowest APR 7.99%. Score = 16 − APR, 0–10 (6% → 10).
• Highest APR (worst case) 3.8/10Max APR 29.99%. Score = (36 − max)/1.6, 0–10.
• Origination fee (max) 0.0/10Origination fee up to 9.99%. Score = 10 − max fee %.
• Term range 5.0/10not found — unknown, scored 5.0/10 (lower of neutral 5 and comparison median)
• Max loan amount 7.5/10Up to $75,000. Score = max/$10k, max 10.

0.200×8.0 + 0.200×3.8 + 0.200×0.0 + 0.200×5.0* + 0.200×7.5 = 4.86 → 48.6% (* unknown, imputed)

All lenders + payment calculator →

FAQ

What APR does Rocket Loans charge?

7.99%–29.99% 7.99% includes autopay discount; range may vary by state rocketloans.com, 2026-10-12

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.