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Facts only, each sourced and dated. No predictions and no buy/sell advice. Updated 2026-10-12.
Top 10 of 505 holdings in SPY (an S&P 500 index fund) were 39.03% of the fund on 09-Oct-2026.
| Nvidia Corp NVDA | 8.24% | |
| Apple Inc AAPL | 7.30% | |
| Microsoft Corp MSFT | 5.90% | |
| Amazon.Com Inc AMZN | 3.83% | |
| Alphabet Inc Cl A GOOGL | 3.07% | |
| Broadcom Inc AVGO | 2.56% | |
| Alphabet Inc Cl C GOOG | 2.46% | |
| Meta Platforms Inc Class A META | 2.35% | |
| Micron Technology Inc MU | 1.73% | |
| Tesla Inc TSLA | 1.60% |
AI-linked megacaps (our grouping): 37.31% combined: Nvidia 8.24%, Apple 7.30%, Microsoft 5.90%, Amazon 3.83%, Alphabet (A) 3.07%, Broadcom 2.56%, Alphabet (C) 2.46%, Meta 2.35%, Tesla 1.60%.
Our label, not an official index: Nvidia, Microsoft, Apple, Amazon, Alphabet (both share classes), Meta, Broadcom and Tesla — large S&P 500 companies commonly grouped as AI-linked megacaps. This grouping is a judgment call. You can recompute with any list from the linked holdings file. Source: State Street SPY page · daily holdings file (as of 09-Oct-2026).
Related: Is Coinbase safe? · Was Kraken hacked? · Was Coinbase hacked? · Is Ally safe? · Is Chime safe?
No AI feature mentioned on the page we checked (2026-10-12): Coinbase, SoFi, Charles Schwab, Wealthfront, Betterment, Ally, Chime, Gemini, Binance.US, Vanguard, Merrill Edge, Marcus by Goldman Sachs. That only means our check of that page found nothing; it doesn't mean they use no AI. Not readable by our check: Fidelity, E*TRADE.
| ETF | Expense ratio | Line items | Top 10 weight | In our AI megacap group |
|---|---|---|---|---|
| AIQ Global X Artificial Intelligence & Technology ETF | 0.68% | 95 | 33.07% | 24.15% |
| BOTZ Global X Robotics & Artificial Intelligence ETF | 0.68% | 87 | 57.53% | 12.11% |
| CHAT Roundhill Generative AI & Technology ETF | 0.75% | — | — | — |
Source: issuer page · full holdings CSV
Source: issuer page · full holdings CSV
Expense ratios and holdings from issuer pages (10/12/2026). Line items = rows in the issuer's holdings file (can include cash). CHAT: Actively managed (per issuer page). Holdings load by script on the issuer page and weren't captured. Compare: SPY's AI megacap group above is 37.31% of an S&P 500 fund.
| Index equity ETFs, asset-weighted average expense ratio | 0.14% (unchanged from 2024); simple average 0.45% | 2025 |
| Equity mutual funds, asset-weighted average | 0.40% (unchanged) | 2025 |
| Index equity mutual funds, asset-weighted average | 0.05% | 2025 |
| Change since 2017 (index equity ETFs) | −33% | 2017–2025 |
| Change since 1996 (equity mutual funds) | −62% | 1996–2025 |
Asset-weighted averages. Source: ICI, Trends in the Expenses and Fees of Funds, 2025 (Mar 25, 2026). Our tools: fee calculator · Am I overpaying?
In SPY's holdings as of 09-Oct-2026, the nine share lines of Nvidia, Microsoft, Apple, Amazon, Alphabet (A and C), Meta, Broadcom and Tesla made up 37.31% of the fund; the top 10 holdings were 39.03%. The grouping is our label.
The FBI's 2025 Internet Crime Report counted 22,364 AI-related complaints with nearly $893 million in reported losses, the first year it reported AI separately.
AIQ and BOTZ list a 0.68% expense ratio and CHAT 0.75% on their issuer pages, versus a 0.14% asset-weighted average for index equity ETFs in 2025 (ICI).
No. It lists sourced, dated facts only, plus what isn't known. It is not investment advice.
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