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Estimates use each platform's sourced fee schedule (fee calculator method); platforms with unknown fees for your activity are left out. Not advice.
Savings: balance × (top APY − your APY) minus monthly fees × 12, using sourced standard APYs. Fees: your platform's (or your entered) yearly cost minus the cheapest complete estimate for the same activity.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.