Pro — $7/moVaultRubricMember sign in

VaultRubric Pro

Available now. We watch the bank rates you pick, give you a short money checkup, and turn off ads. 7 days free, then $7/mo (or $59/yr). Cancel anytime before day 8 and you pay nothing.

What you get with Pro

• “We noticed” on your dashboard: rate cuts at banks you pick, card APR changes, CDs about to mature
• My Money checkup, saved, with what changed
• Saved accounts with a “better deal than you have” check
• Subscription and bill finder (statement never stored)
• Personal money plan, printable
• Car buying help: out-the-door target, dealer quote requests, quote comparison, finance-office checklist
• Letters and scripts: credit report disputes, refunds, appeals. We prepare the letter; you send it yourself
• 90-day credit plan tracker
• Net worth over time, monthly snapshots and a chart
• Savings tally, only from savings you confirm
• Yearly money checkup summary
• Life events checklists with real deadlines
• Household sharing: you plus up to 2 more people
• Scam and fraud shield
• Priority assistant and a car deal review request
• Ask VaultRubric answers with no daily limit (free: 5 a day)
• No ads while signed in

Every item here works today. We add a feature to this list only once it is live.

Free vs Pro

What you get	Free	Pro
Every guide, best pick and comparison, with the math shown	✓Included	✓Included
Every calculator	✓Included	✓Included
Scam and safety checks	✓Included	✓Included
Daily list of bank rate changes	✓Included	✓Included
Ask VaultRubric answers, typed or by voice	5 a day	No limit
“We noticed” on your dashboard: rate cuts at banks you pick, card APR changes, CDs about to mature	—Not included	✓Included
My Money checkup, saved, with what changed	—Not included	✓Included
Saved accounts with a “better deal than you have” check	—Not included	✓Included
Subscription and bill finder (statement never stored)	—Not included	✓Included
Personal money plan, printable	—Not included	✓Included
Car buying help: out-the-door target, dealer quote requests, quote comparison, finance-office checklist	—Not included	✓Included
Letters and scripts: credit report disputes, refunds, appeals. We prepare the letter; you send it yourself	—Not included	✓Included
90-day credit plan tracker	—Not included	✓Included
Net worth over time, monthly snapshots and a chart	—Not included	✓Included
Savings tally, only from savings you confirm	—Not included	✓Included
Yearly money checkup summary	—Not included	✓Included
Life events checklists with real deadlines	—Not included	✓Included
Household sharing: you plus up to 2 more people	—Not included	✓Included
Scam and fraud shield	—Not included	✓Included
Priority assistant and a car deal review request	—Not included	✓Included
Ask VaultRubric answers with no daily limit (free: 5 a day)	—Not included	✓Included
No ads while signed in	—Not included	✓Included
Price	$0	$7/mo or $59/yr

Pro starts with 7 days free. We list a Pro feature here only once it works today.

Start 7-day free trial

Our privacy promise

• We never sell your data.Not to banks, not to advertisers, not to anyone.
• We keep very little.Your email, the rates you watch, and the answer ranges from your checkup (like "3 to 6 months"), never exact balances. Statements you upload to the subscription finder are read in memory and never stored; only the list you choose to save (merchant, yearly amount, keep or cancel) is kept. No bank logins. No Social Security numbers.
• Payments by Stripe.We never see or store your card number.

Questions

How does the free trial work?

You enter a card at Stripe, but you pay $0 for 7 days. On day 8 you're charged $7 (monthly) or $59 (yearly), then the same amount each month or year until you cancel. Cancel anytime before day 8 and you pay nothing.

How do I cancel?

Sign in, open your dashboard and click "Manage billing or cancel". You keep Pro until the end of the period you paid for.

What if I forget to cancel?

Email us at our contact page within 7 days of your first charge and we refund it in full. No questions asked.

Why is yearly cheaper?

12 × $7 = $84 a year. Yearly is $59, so you save $25 a year (29.8%).

Will VaultRubric stay free?

Yes. Every comparison, calculator and scam check stays free. Pro adds extras on top. Scores never change because of money we earn. See our disclosures. Pro gives facts, not advice to buy or sell anything.

Start 7-day free trial