A budgeting app links to your bank and card accounts and sorts your spending so you can see where money goes. Most charge a yearly subscription after a free trial. Here's what each one charges, from its own pricing page.
Source: Monarch page (checked 2026-10-12)
Source: Copilot Money page (checked 2026-10-12)
Source: Rocket Money page (checked 2026-10-12)
Prices change; check the app before subscribing.
Facts copied from each provider's own page on the date shown; “not found” means we couldn't confirm it there. Prices change, so check the provider before you sign up. No paid placement.
Rocket Money has a free tier. Among paid apps we checked, Monarch Core is $99.99/year and YNAB $109/year (each from their pricing pages).
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.