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YNAB vs Monarch

Both help you track spending. Here's how YNAB and Monarch compare on price.

	YNAB	Monarch
Price	$109/year or $14.99/month	Core $99.99/year or $14.99/month; Plus $199.99/year
Free version	Free trial	Free trial

Sources: YNAB page (checked 2026-10-12) · Monarch page (checked 2026-10-12)

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More on YNAB · More on Monarch · All budgeting apps

FAQ

What's the difference between YNAB vs Monarch?

Price: YNAB $109/year or $14.99/month, Monarch Core $99.99/year or $14.99/month; Plus $199.99/year; Free version: YNAB Free trial, Monarch Free trial.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.