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Alaska auto loan calculator

Estimated monthly car payment in Alaska

$428/mo

60 months at 7.54% APR · amount financed $21,336

State tax 0% on $35,000$0.00
Local 1.82% (estimate)$637.00
Total sales tax$637.00
Dealer doc fee$699.00
Total interest$4,340.12
Total cost (price + tax + fees + interest)$40,676

Local rate is an estimate (statewide average). Verify with your county clerk.

Used car $20k New car $35k $50k truck + $15k trade $30k, 84 months

Vehicle price $35,000

Trade-in value $10,000

Down payment $5,000

APR % 7.54

Loan term (months)

Estimate: we don't have an exact county/city table for this state yet. The local box starts at the 1.82% statewide average local rate. Alaska has no state sales tax; some boroughs/cities tax vehicles, often with a per-item cap (e.g. a tax charged only on the first $1,000-$3,000). Why still an estimate: there is no single official statewide table of local vehicle rates and caps; each municipality sets its own (see the Alaska Taxable report from the state Office of the State Assessor).

Source: Tax Foundation, Facts & Figures 2026, Table 18 (average local sales tax rate, as of Januar… (January 1, 2026 (average)). Verify with your county clerk or DMV.

State vehicle tax % (AK 0%)Local tax % (auto-filled or enter yours)Dealer documentation fee $Title/registration $ (enter yours)

Loan breakdown

Vehicle price
$35,000
− Trade-in
$10,000
− Down payment
$5,000
+ Sales tax (no state sales tax)
$637.00
+ Doc fee
$699.00
+ Title/registration
$0.00
= Amount financed
$21,336.00
Monthly payment
$427.94
Total of payments
$25,676.12
Total interest
$4,340.12

Tax is applied to the price minus any allowed trade-in credit; whether doc fees, rebates and add-ons are taxable varies by state and isn't modeled. Assumes the trade-in has no loan balance.

Share this result: vaultrubric.com/tools/auto-loan-calculator/alaska?price=35000&trade=10000&down=5000&rate=7.54&term=60&tax=0&doc=699&title=0&local=1.82

Alaska car loan, at a glance: state vehicle tax 0% (No state sales tax; some boroughs/cities levy local sales tax.) A $35,000 car with $5,000 down over 60 months at 7.54% APR is about $629/mo, financing $31,336 incl. $637 tax and the $699 doc fee.

Base sales tax: Tax Foundation, Facts & Figures 2026, Table 18 (State & Local Sales Tax Rates), as of January 1, 2026. APR: Federal Reserve G.19, 60-month new car loan rate at commercial banks (FRED RIFLPBCIANM60NM), August 2026.

Alaska car-buying taxes & fees

State vehicle taxNo state sales tax; some boroughs/cities levy local sales tax. Confidence: high.
0%
General state sales taxTax Foundation, Facts & Figures 2026, Table 18 (State & Local Sales Tax Rates), as of January 1, 2026. Local taxes may add.
0%
Trade-in tax creditBest-effort. Confidence: high.
N/A (no state sales tax)
Doc fee capNo doc-fee cap found in our best-effort check; many states require only disclosure.
None found
Title & registrationVaries by vehicle weight, value, age and county; not reliably sourced for every state, so enter your own estimate.
Editable

Sources & as-of dates

Base sales tax: Tax Foundation, Facts & Figures 2026, Table 18 (State & Local Sales Tax Rates) (as of January 1, 2026).
Vehicle-specific rates, trade-in rules and doc-fee caps: best-effort compilation from state DMV/revenue rules (Best-effort, checked October 12, 2026); e.g. Virginia DMV, Michigan Treasury Form 485, California CDTFA Regulation 1610.
Default APR: Federal Reserve G.19, 60-month new car loan rate at commercial banks (FRED RIFLPBCIANM60NM), 7.54% (August 2026). Data file: state-tax-rates.json.
Local vehicle tax (estimate): Tax Foundation, Facts & Figures 2026, Table 18 (average local sales tax rate, as of January 1, 2026) (retrieved October 12, 2026). Alaska has no state sales tax; some boroughs/cities tax vehicles, often with a per-item cap (e.g. a tax charged only on the first $1,000-$3,000). Why still an estimate: there is no single official statewide table of local vehicle rates and caps; each municipality sets its own (see the Alaska Taxable report from the state Office of the State Assessor). This is a population-weighted average of local rates for general sales, not your exact rate. Enter your own local rate if you know it. Data file: ak.json.

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FAQ

What is the car sales tax in Alaska?

0% at the state level. No state sales tax; some boroughs/cities levy local sales tax. Statewide general sales tax: 0% (Tax Foundation, Facts & Figures 2026, Table 18 (State & Local Sales Tax Rates), as of January 1, 2026).

Does Alaska give a sales tax credit for a trade-in?

Alaska has no state sales tax on vehicles, so a trade-in credit doesn't apply. (Best-effort; verify with the state DMV or revenue department.)

Does Alaska add county or city tax on a car?

Usually, but we don't have an exact county/city table yet. Alaska has no state sales tax; some boroughs/cities tax vehicles, often with a per-item cap (e.g. a tax charged only on the first $1,000-$3,000). Why still an estimate: there is no single official statewide table of local vehicle rates and caps; each municipality sets its own (see the Alaska Taxable report from the state Office of the State Assessor). We pre-fill the 1.82% statewide average local rate as an estimate (Tax Foundation, Facts & Figures 2026, Table 18 (average local sales tax rate, as of January 1, 2026)); enter your own rate for accuracy.

Does Alaska cap dealer doc fees?

No doc-fee cap found in our best-effort check; many states require only disclosure. This calculator defaults to $699, editable.

What is the monthly payment on a $35,000 car in Alaska?

With $5,000 down, no trade-in, the $699 doc fee, 0% state tax and 7.54% APR for 60 months, about $629 a month ($6,374 total interest). Local taxes and registration add to this.

Is this financial advice?

No. These are estimates, not financial advice.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.