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Pick your county and city above for the exact local rate, or type it in the local box.
Local option tax (up to 2.75%) applies to the first $1,600, plus a 2.75% state single-article tax on $1,600–$3,200; adds up to about $88. Doc fees, rebates and add-ons may or may not be taxable depending on the state; not modeled.
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Tennessee car sales tax, at a glance: 7% state tax on vehicle purchases. Local option tax (up to 2.75%) applies to the first $1,600, plus a 2.75% state single-article tax on $1,600–$3,200; adds up to about $88. Trade-in credit: allowed. A $30,000 car owes about $2,100 in state tax, or $1,400 with a $10,000 trade-in.
Base sales tax: Tax Foundation, Facts & Figures 2026, Table 18 (State & Local Sales Tax Rates), as of January 1, 2026. Vehicle rules: Best-effort, checked October 12, 2026.
| Vehicle price | State tax, no trade | With $10,000 trade-in |
|---|---|---|
| $15,000 | $1,050 | $350 |
| $20,000 | $1,400 | $700 |
| $25,000 | $1,750 | $1,050 |
| $30,000 | $2,100 | $1,400 |
| $40,000 | $2,800 | $2,100 |
| $50,000 | $3,500 | $2,800 |
| $60,000 | $4,200 | $3,500 |
State-level tax only; add your county or city rate in the calculator above.
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7% at the state level. Local option tax (up to 2.75%) applies to the first $1,600, plus a 2.75% state single-article tax on $1,600–$3,200; adds up to about $88. Local taxes may add. On a $30,000 car with no trade-in that's about $2,100 in state tax.
Yes. Tennessee generally taxes the price minus your trade-in value, so a $10,000 trade-in on a $30,000 car cuts the state tax from $2,100 to $1,400. (Best-effort; verify with the state DMV or revenue department.)
Tennessee's statewide general sales tax is 7% (Tax Foundation, Facts & Figures 2026, Table 18 (State & Local Sales Tax Rates), as of January 1, 2026); the rate applied to vehicles is 7%.
Yes. The 7% state rate applies to the full taxable price (after trade-in). The local rate applies only to the first $1,600 (so at most $44 at 2.75%), plus a 2.75% state single-article tax on the portion from $1,600.01 to $3,200 (at most $44). The calculator fills the exact rate when you pick your county and city (Tennessee Department of Revenue, Streamlined Sales Tax rate file TNR2026Q4AUG21 and boundary file TNB2026Q4AUG21, October 1, 2026 quarter (rates in effect October 12, 2026)). Verify with your county clerk.
No. Those vary by dealer, county, vehicle weight and value. The auto loan calculator for this state lets you add a doc fee and title/registration.
No. Estimates from best-effort state rules, not tax or financial advice; confirm with your state agency or dealer.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.