Savings interest calculator

• 1. EverBank4.2% APY · 2026-10-10
  $22,839.66
• 2. Bread Savings4.05% APY · 2026-10-10
  $21,958.04
• 3. Bask Bank3.9% APY · 2026-10-10Promo (not included): {'apy': '4.30% (0.40% boost) with checking bundle, up to 6 months, + up to $300'}
  $21,081.48
• 4. Openbank3.8% APY · 2026-10-10Promo (not included): {'boost': '0.35% for 6 months (up to 4.15%)', 'open_by': '2026-11-03'}
  $20,499.92
• 5. CIT Bank Platinum Savings3.75% APY · 2026-10-10
  $20,209.98
• 6. Synchrony3.55% APY · 2026-10-10
  $19,055.79
• 7. Wealthfront Cash3.55% APY · 2026-10-10Promo (not included): {'apy': 'up to 4.45%', 'boost_cap': '$150,000'}
  $19,055.79
• 8. Marcus by Goldman Sachs3.5% APY · 2026-10-10
  $18,768.63
• 9. Betterment Cash3.5% APY · 2026-10-10Promo (not included): {'boost': '0.75% on up to $1M', 'ends': '2027-02-15'}
  $18,768.63
• 10. UFB Direct3.26% APY · 2026-10-10Promo (not included): {'apy': 'up to 4.01%', 'duration': 'up to 6 months', 'requires': 'promo code'}
  $17,397.97
• 11. Ally3.1% APY · 2026-10-10
  $16,491.26
• 12. Capital One 360 Performance Savings3.1% APY · 2026-10-11
  $16,491.26
• 13. American Express HYSA3.1% APY · 2026-10-10
  $16,491.26
• 14. LendingClub (now Happen Bank)3.0% APY · 2026-10-11Promo (not included): {'apy': '4.20', 'note': 'LevelUp Rate with $250+ monthly deposits (conditional)'}
  $15,927.41
• 15. Citizens Access2.8% APY · 2026-10-10
  $14,806.26
• 16. Varo1.0% APY · 2026-10-10
  $5,101.01
• 17. Chime1.0% APY · 2026-10-06
  $5,101.01
• 18. SoFi0.8% APY · 2026-10-11Promo (not included): {'apy': '3.30', 'note': '3.30% with eligible direct deposit or $5k deposits/31 days; up to 4.20% with new-memb
  $4,064.51
• 19. Barclays · 2026-10-07⚠ standard APY not in our data
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Method: interest = balance × ((1 + APY)^(months/12) − 1) at the standard APY held constant; monthly fees deducted; promo rates shown separately, not included. Best high-yield savings accounts.

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