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Ally vs Barclays CD rates

Ally and Barclays CD rates side by side for each term. Green = the higher rate.

On terms both offer, Ally pays more on 0 and Barclays on 5 (as of 2026-10-12).

TermAllyBarclays
3-month2.80%—
6-month3.85%4.00%
1-year4.15%4.50%
18-month4.25%4.50%
2-year—4.75%
3-year4.00%4.50%
5-year4.10%4.75%
Min to open$0$0

Sources: Ally, Barclays.

Ally CD details · Barclays CD details

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FAQ

Which has better CD rates, Ally or Barclays?

On terms both list, Ally is higher on 0 and Barclays on 5, as of 2026-10-12.

Where do these rates come from?

Each rate is read from the bank's own public page on the date shown and linked. Rates change often: confirm on the bank's site before opening. Not financial advice.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.