How Ally's CD rates rank against the other banks we track, term by term. Rank #1 = highest rate.
The facts: Ally's best standing among the 10 banks we track is #3 for 3-month CDs (2.80% APY vs top 4.10%).
| Term | Ally APY | Rank | Best rate anywhere we track |
|---|---|---|---|
| 3-month | 2.80% | #3 of 3 | 4.10% |
| 6-month | 3.85% | #6 of 9 | 4.30% |
| 1-year | 4.15% | #5 of 10 | 4.50% |
| 18-month | 4.25% | #4 of 9 | 4.75% |
| 3-year | 4.00% | #3 of 7 | 4.50% |
| 5-year | 4.10% | #3 of 8 | 4.75% |
Facts only: its best rank is #3 of 3 for 3-month CDs at 2.80% APY; minimum to open $0. Whether it fits depends on the term you need.
Each rate is read from the bank's own public page on the date shown and linked. Rates change often: confirm on the bank's site before opening. Not financial advice.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.