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Ally vs EverBank CD rates

Ally and EverBank CD rates side by side for each term. Green = the higher rate.

On terms both offer, Ally pays more on 5 and EverBank on 1 (as of 2026-10-12).

TermAllyEverBank
3-month2.80%3.60%
6-month3.85%3.60%
1-year4.15%3.50%
18-month4.25%3.40%
2-year—4.35%
3-year4.00%3.40%
5-year4.10%3.40%
Min to open$0$1,000

Sources: Ally, EverBank.

Ally CD details · EverBank CD details

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FAQ

Which has better CD rates, Ally or EverBank?

On terms both list, Ally is higher on 5 and EverBank on 1, as of 2026-10-12.

Where do these rates come from?

Each rate is read from the bank's own public page on the date shown and linked. Rates change often: confirm on the bank's site before opening. Not financial advice.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.