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American Express vs CIT Bank CD rates

American Express and CIT Bank CD rates side by side for each term. Green = the higher rate.

On terms both offer, American Express pays more on 4 and CIT Bank on 1 (as of 2026-10-12).

TermAmerican ExpressCIT Bank
6-month—3.75%
1-year3.65%4.00%
18-month3.65%2.75%
2-year3.65%0.40%
3-year2.25%0.40%
5-year3.00%0.50%
Min to open$0$1,000

Sources: American Express, CIT Bank.

American Express CD details · CIT Bank CD details

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FAQ

Which has better CD rates, American Express or CIT Bank?

On terms both list, American Express is higher on 4 and CIT Bank on 1, as of 2026-10-12.

Where do these rates come from?

Each rate is read from the bank's own public page on the date shown and linked. Rates change often: confirm on the bank's site before opening. Not financial advice.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.