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How American Express's CD rates rank against the other banks we track, term by term. Rank #1 = highest rate.
The facts: American Express's best standing among the 10 banks we track is #6 for 18-month CDs (3.65% APY vs top 4.75%).
| Term | American Express APY | Rank | Best rate anywhere we track |
|---|---|---|---|
| 1-year | 3.65% | #8 of 10 | 4.50% |
| 18-month | 3.65% | #6 of 9 | 4.75% |
| 2-year | 3.65% | #6 of 8 | 4.75% |
| 3-year | 2.25% | #6 of 7 | 4.50% |
| 5-year | 3.00% | #7 of 8 | 4.75% |
Facts only: its best rank is #6 of 9 for 18-month CDs at 3.65% APY; minimum to open $0. Whether it fits depends on the term you need.
Each rate is read from the bank's own public page on the date shown and linked. Rates change often: confirm on the bank's site before opening. Not financial advice.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.