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American Express vs EverBank CD rates

American Express and EverBank CD rates side by side for each term. Green = the higher rate.

On terms both offer, American Express pays more on 2 and EverBank on 3 (as of 2026-10-12).

TermAmerican ExpressEverBank
3-month—3.60%
6-month—3.60%
1-year3.65%3.50%
18-month3.65%3.40%
2-year3.65%4.35%
3-year2.25%3.40%
5-year3.00%3.40%
Min to open$0$1,000

Sources: American Express, EverBank.

American Express CD details · EverBank CD details

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FAQ

Which has better CD rates, American Express or EverBank?

On terms both list, American Express is higher on 2 and EverBank on 3, as of 2026-10-12.

Where do these rates come from?

Each rate is read from the bank's own public page on the date shown and linked. Rates change often: confirm on the bank's site before opening. Not financial advice.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.