Home › CD rates › American Express vs Marcus
American Express and Marcus CD rates side by side for each term. Green = the higher rate.
On terms both offer, American Express pays more on 0 and Marcus on 5 (as of 2026-10-12).
| Term | American Express | Marcus |
|---|---|---|
| 6-month | — | 3.95% |
| 1-year | 3.65% | 4.40% |
| 18-month | 3.65% | 4.40% |
| 2-year | 3.65% | 4.40% |
| 3-year | 2.25% | 4.40% |
| 5-year | 3.00% | 4.40% |
| Min to open | $0 | $500 |
Sources: American Express, Marcus.
American Express CD details · Marcus CD details
On terms both list, American Express is higher on 0 and Marcus on 5, as of 2026-10-12.
Each rate is read from the bank's own public page on the date shown and linked. Rates change often: confirm on the bank's site before opening. Not financial advice.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.