Home › CD rates › Capital One 360 vs CIT Bank
Capital One 360 and CIT Bank CD rates side by side for each term. Green = the higher rate.
On terms both offer, Capital One 360 pays more on 4 and CIT Bank on 1 (as of 2026-10-12).
| Term | Capital One 360 | CIT Bank |
|---|---|---|
| 6-month | 3.30% | 3.75% |
| 1-year | 4.00% | 4.00% |
| 18-month | 3.60% | 2.75% |
| 2-year | 3.50% | 0.40% |
| 3-year | 3.50% | 0.40% |
| 5-year | 3.60% | 0.50% |
| Min to open | $0 | $1,000 |
Sources: Capital One 360, CIT Bank.
Capital One 360 CD details · CIT Bank CD details
On terms both list, Capital One 360 is higher on 4 and CIT Bank on 1, as of 2026-10-12.
Each rate is read from the bank's own public page on the date shown and linked. Rates change often: confirm on the bank's site before opening. Not financial advice.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.