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Is Capital One 360 a good CD?

How Capital One 360's CD rates rank against the other banks we track, term by term. Rank #1 = highest rate.

The facts: Capital One 360's best standing among the 10 banks we track is #4 for 3-year CDs (3.50% APY vs top 4.50%).

Product
360 CD
Minimum to open
$0
Rates read
2026-10-12 · bank page
Note
No minimum balance to open or maintain; rates are variable before opening.
TermCapital One 360 APYRankBest rate anywhere we track
6-month3.30%#9 of 94.30%
1-year4.00%#6 of 104.50%
18-month3.60%#7 of 94.75%
2-year3.50%#7 of 84.75%
3-year3.50%#4 of 74.50%
5-year3.60%#4 of 84.75%
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FAQ

Is Capital One 360 a good place for a CD?

Facts only: its best rank is #4 of 7 for 3-year CDs at 3.50% APY; minimum to open $0. Whether it fits depends on the term you need.

Where do these rates come from?

Each rate is read from the bank's own public page on the date shown and linked. Rates change often: confirm on the bank's site before opening. Not financial advice.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.