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Capital One 360 vs EverBank CD rates

Capital One 360 and EverBank CD rates side by side for each term. Green = the higher rate.

On terms both offer, Capital One 360 pays more on 4 and EverBank on 2 (as of 2026-10-12).

TermCapital One 360EverBank
3-month—3.60%
6-month3.30%3.60%
1-year4.00%3.50%
18-month3.60%3.40%
2-year3.50%4.35%
3-year3.50%3.40%
5-year3.60%3.40%
Min to open$0$1,000

Sources: Capital One 360, EverBank.

Capital One 360 CD details · EverBank CD details

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FAQ

Which has better CD rates, Capital One 360 or EverBank?

On terms both list, Capital One 360 is higher on 4 and EverBank on 2, as of 2026-10-12.

Where do these rates come from?

Each rate is read from the bank's own public page on the date shown and linked. Rates change often: confirm on the bank's site before opening. Not financial advice.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.