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Capital One 360 vs Marcus CD rates

Capital One 360 and Marcus CD rates side by side for each term. Green = the higher rate.

On terms both offer, Capital One 360 pays more on 0 and Marcus on 6 (as of 2026-10-12).

TermCapital One 360Marcus
6-month3.30%3.95%
1-year4.00%4.40%
18-month3.60%4.40%
2-year3.50%4.40%
3-year3.50%4.40%
5-year3.60%4.40%
Min to open$0$500

Sources: Capital One 360, Marcus.

Capital One 360 CD details · Marcus CD details

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FAQ

Which has better CD rates, Capital One 360 or Marcus?

On terms both list, Capital One 360 is higher on 0 and Marcus on 6, as of 2026-10-12.

Where do these rates come from?

Each rate is read from the bank's own public page on the date shown and linked. Rates change often: confirm on the bank's site before opening. Not financial advice.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.