Home › CD rates › Bread Savings

Is Bread Savings a good CD?

How Bread Savings's CD rates rank against the other banks we track, term by term. Rank #1 = highest rate.

The facts: Bread Savings's best standing among the 10 banks we track is #1 for 18-month CDs (4.75% APY vs top 4.75%).

Product
High-Yield CD
Minimum to open
$1,500
Rates read
2026-10-12 · bank page
TermBread Savings APYRankBest rate anywhere we track
6-month4.05%#2 of 94.30%
1-year4.45%#2 of 104.50%
18-month4.75%#1 of 94.75%
Next step

Compare

More rates

FAQ

Is Bread Savings a good place for a CD?

Facts only: its best rank is #1 of 9 for 18-month CDs at 4.75% APY; minimum to open $1,500. Whether it fits depends on the term you need.

Where do these rates come from?

Each rate is read from the bank's own public page on the date shown and linked. Rates change often: confirm on the bank's site before opening. Not financial advice.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.