Home › CD rates › Bread Savings vs Capital One 360
Bread Savings and Capital One 360 CD rates side by side for each term. Green = the higher rate.
On terms both offer, Bread Savings pays more on 3 and Capital One 360 on 0 (as of 2026-10-12).
| Term | Bread Savings | Capital One 360 |
|---|---|---|
| 6-month | 4.05% | 3.30% |
| 1-year | 4.45% | 4.00% |
| 18-month | 4.75% | 3.60% |
| 2-year | — | 3.50% |
| 3-year | — | 3.50% |
| 5-year | — | 3.60% |
| Min to open | $1,500 | $0 |
Sources: Bread Savings, Capital One 360.
Bread Savings CD details · Capital One 360 CD details
On terms both list, Bread Savings is higher on 3 and Capital One 360 on 0, as of 2026-10-12.
Each rate is read from the bank's own public page on the date shown and linked. Rates change often: confirm on the bank's site before opening. Not financial advice.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.