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Is CIT Bank a good checking account?

What CIT Bank checking costs and pays, read from the bank's own page. Use Compare below to see it next to another bank.

The facts: monthly fee $0, minimum to open $100, APY 0.25% APY with $25,000+ balance; 0.10% below (APY field shows the top tier) (#7 of 9 interest-paying accounts we track).

Account

eChecking

Minimum balance

$0

ATMs

CIT charges no ATM fees; up to $30/month of other banks' ATM fees reimbursed

Overdraft

No overdraft fees

Source

bank page (2026-10-12)

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More rates

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• Savings Index & rate history
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FAQ

Does CIT Bank checking have fees?

Monthly fee: $0; overdraft: No overdraft fees (per the bank's page, 2026-10-12).

Where do these rates come from?

Each rate is read from the bank's own public page on the date shown and linked. Rates change often: confirm on the bank's site before opening. Not financial advice.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.