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Maine minimum car insurance

In Maine, the minimum car insurance is 50/100/25: $50,000 per person and $100,000 per crash for injuries you cause, plus $25,000 for property damage. Required coverage: BI & PD Liability, MED, UM, UIM. That's the legal floor; many drivers buy more because a serious crash can cost far more than the minimum pays.

BI = bodily injury liability, PD = property damage liability, PIP = personal injury protection, UM/UIM = uninsured/underinsured motorist, MED = medical payments. Source: Maine.gov. Confirmed against the official source 2026-10-12. Confirm with Maine's DMV or insurance department.

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FAQ

What is the minimum car insurance in Maine?

50/100/25 (BI & PD Liability, MED, UM, UIM): $50,000 per person and $100,000 per crash for injuries you cause, plus $25,000 for property damage.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.