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GEICO vs American Family

Here's how GEICO and American Family compare in official complaint data. We don't provide quotes; get them from the companies or an agent.

GEICOAmerican Family
Auto complaint index (Indiana, 2025)1.53 (26 complaints on $349M premium)0.42 (1 complaint on $48M premium; small sample)
Homeowners complaint index (Indiana, 2025)No complaints listed (Indiana lists only insurers with complaints)0.76 (4 complaints on $60M premium; small sample)
Auto justified complaints (California, 2025)1.8 justified complaints per 100,000 insured vehicles (68 complaints; 3 companies)3.0 justified complaints per 100,000 insured vehicles (19 complaints; 1 company)
Auto complaint index (Missouri, 2021–23)1.01 (113 complaints, 2021–23; 3 companies)0.49 (82 complaints, 2021–23; 2 companies)
Homeowners complaint index (Missouri, 2021–23)Not in Missouri's top-40 list0.53 (85 complaints, 2021–23; 2 companies)
Company sitehttps://www.geico.com/https://www.amfam.com/
QuotesWe don't sell or provide quotesWe don't sell or provide quotes

Sources: Indiana DOI 2025 Auto Complaint Index (homeowners: in.gov/idoi/files/Homeowners-Complaint-Index-2025.pdf) (checked 2026-10-12) · Indiana DOI 2025 Auto Complaint Index (homeowners: in.gov/idoi/files/Homeowners-Complaint-Index-2025.pdf) (checked 2026-10-12)

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FAQ

What's the difference between GEICO vs American Family?

Auto complaint index (Indiana, 2025): GEICO 1.53 (26 complaints on $349M premium), American Family 0.42 (1 complaint on $48M premium; small sample); Homeowners complaint index (Indiana, 2025): GEICO No complaints listed (Indiana lists only insurers with complaints), American Family 0.76 (4 complaints on $60M premium; small sample); Auto justified complaints (California, 2025): GEICO 1.8 justified complaints per 100,000 insured vehicles (68 complaints; 3 companies), American Family 3.0 justified complaints per 100,000 insured vehicles (19 complaints; 1 company); Auto complaint index (Missouri, 2021–23): GEICO 1.01 (113 complaints, 2021–23; 3 companies), American Family 0.49 (82 complaints, 2021–23; 2 companies); Homeowners complaint index (Missouri, 2021–23): GEICO Not in Missouri's top-40 list, American Family 0.53 (85 complaints, 2021–23; 2 companies); Company site: GEICO https://www.geico.com/, American Family https://www.amfam.com/; Quotes: GEICO We don't sell or provide quotes, American Family We don't sell or provide quotes.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.