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Here's how GEICO and USAA compare in official complaint data. We don't provide quotes; get them from the companies or an agent.
| GEICO | USAA | |
|---|---|---|
| Auto complaint index (Indiana, 2025) | 1.53 (26 complaints on $349M premium) | 1.69 (12 complaints on $146M premium) |
| Homeowners complaint index (Indiana, 2025) | No complaints listed (Indiana lists only insurers with complaints) | 0.63 (6 complaints on $109M premium) |
| Auto justified complaints (California, 2025) | 1.8 justified complaints per 100,000 insured vehicles (68 complaints; 3 companies) | 2.8 justified complaints per 100,000 insured vehicles (45 complaints; 4 companies) |
| Auto complaint index (Missouri, 2021–23) | 1.01 (113 complaints, 2021–23; 3 companies) | 0.98 (75 complaints, 2021–23; 4 companies) |
| Homeowners complaint index (Missouri, 2021–23) | Not in Missouri's top-40 list | 0.48 (29 complaints, 2021–23; 4 companies) |
| Company site | https://www.geico.com/ | https://www.usaa.com/ |
| Quotes | We don't sell or provide quotes | We don't sell or provide quotes |
Sources: Indiana DOI 2025 Auto Complaint Index (homeowners: in.gov/idoi/files/Homeowners-Complaint-Index-2025.pdf) (checked 2026-10-12) · Indiana DOI 2025 Auto Complaint Index (homeowners: in.gov/idoi/files/Homeowners-Complaint-Index-2025.pdf) (checked 2026-10-12)
Auto complaint index (Indiana, 2025): GEICO 1.53 (26 complaints on $349M premium), USAA 1.69 (12 complaints on $146M premium); Homeowners complaint index (Indiana, 2025): GEICO No complaints listed (Indiana lists only insurers with complaints), USAA 0.63 (6 complaints on $109M premium); Auto justified complaints (California, 2025): GEICO 1.8 justified complaints per 100,000 insured vehicles (68 complaints; 3 companies), USAA 2.8 justified complaints per 100,000 insured vehicles (45 complaints; 4 companies); Auto complaint index (Missouri, 2021–23): GEICO 1.01 (113 complaints, 2021–23; 3 companies), USAA 0.98 (75 complaints, 2021–23; 4 companies); Homeowners complaint index (Missouri, 2021–23): GEICO Not in Missouri's top-40 list, USAA 0.48 (29 complaints, 2021–23; 4 companies); Company site: GEICO https://www.geico.com/, USAA https://www.usaa.com/; Quotes: GEICO We don't sell or provide quotes, USAA We don't sell or provide quotes.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.