Home › Insurance › Term life insurers › Legal & General America (Banner Life) vs Nationwide
Here's how Legal & General America (Banner Life) and Nationwide term life compare on facts from their own pages. We don't provide quotes.
| Legal & General America (Banner Life) | Nationwide | |
|---|---|---|
| Term options | 10, 15, 20, 25, 30, 35 or 40 years | 10 or 20 years with no medical exam up to $1.5 million; Guaranteed Level Term up to 30 years |
| Longest term | 40 years | 30 years |
| Issue ages | Ages 20–75 | Not found on the insurer's page |
| How to apply | Online quote tool | Yes, completely online for 10- or 20-year coverage up to $1.5 million |
| Convert to permanent? | Yes, option to renew or convert to a permanent policy | Yes (Guaranteed Level Term can be renewed or converted to a permanent policy) |
| Complaints (California 2025, life) | 0.7 per 100,000 policies (1 justified complaint; Banner Life Insurance Company) | Not shown: Nationwide's term policies may be issued by a different Nationwide company than the one in California's list |
| Quotes | We don't sell insurance or give quotes | We don't sell insurance or give quotes |
Sources: Legal & General America term life page (checked 2026-10-12) · Nationwide term life page (checked 2026-10-12)
More on Legal & General America (Banner Life) · More on Nationwide · All term life insurers
Term options: Legal & General America (Banner Life) 10, 15, 20, 25, 30, 35 or 40 years, Nationwide 10 or 20 years with no medical exam up to $1.5 million; Guaranteed Level Term up to 30 years; Longest term: Legal & General America (Banner Life) 40 years, Nationwide 30 years; Issue ages: Legal & General America (Banner Life) Ages 20–75, Nationwide Not found on the insurer's page; How to apply: Legal & General America (Banner Life) Online quote tool, Nationwide Yes, completely online for 10- or 20-year coverage up to $1.5 million; Convert to permanent?: Legal & General America (Banner Life) Yes, option to renew or convert to a permanent policy, Nationwide Yes (Guaranteed Level Term can be renewed or converted to a permanent policy); Complaints (California 2025, life): Legal & General America (Banner Life) 0.7 per 100,000 policies (1 justified complaint; Banner Life Insurance Company), Nationwide Not shown: Nationwide's term policies may be issued by a different Nationwide company than the one in California's list; Quotes: Legal & General America (Banner Life) We don't sell insurance or give quotes, Nationwide We don't sell insurance or give quotes.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.