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Term life pays your beneficiaries if you die during a set number of years. Key things to compare: how long a term you can lock in, whether you can later convert to permanent coverage without a new medical exam, and how you apply. Facts below come from each insurer's own product pages, plus California's official complaint ratios. We don't show prices or give quotes.
Product details can vary by state and change; confirm on the insurer's site before applying.
Source: Nationwide term life page (checked 2026-10-12)
Here are the facts we could confirm on Nationwide's own page (2026-10-12): term options: 10 or 20 years with no medical exam up to $1.5 million; Guaranteed Level Term up to 30 years; longest term: 30 years; issue ages: Not found on the insurer's page; how to apply: Yes, completely online for 10- or 20-year coverage up to $1.5 million; convert to permanent?: Yes (Guaranteed Level Term can be renewed or converted to a permanent policy); complaints (california 2025, life): Not shown: Nationwide's term policies may be issued by a different Nationwide company than the one in California's list; quotes: We don't sell insurance or give quotes. Whether it's good for you depends on what you need; compare it with the alternatives listed.
From Nationwide term life page (checked 2026-10-12). “not found” means the page didn't state it.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.