Home › Insurance › Term life insurers › Mutual of Omaha vs Nationwide
Here's how Mutual of Omaha and Nationwide term life compare on facts from their own pages. We don't provide quotes.
| Mutual of Omaha | Nationwide | |
|---|---|---|
| Term options | 10, 15, 20 or 30 years; benefit $100,000 and up | 10 or 20 years with no medical exam up to $1.5 million; Guaranteed Level Term up to 30 years |
| Longest term | 30 years | 30 years |
| Issue ages | Issue ages 18–80 (varies by term) | Not found on the insurer's page |
| How to apply | Online quote or agent | Yes, completely online for 10- or 20-year coverage up to $1.5 million |
| Convert to permanent? | Yes, to a cash value plan | Yes (Guaranteed Level Term can be renewed or converted to a permanent policy) |
| Complaints (California 2025, life) | 0.9 per 100,000 policies (2 justified complaints; United of Omaha Life Insurance Company) | Not shown: Nationwide's term policies may be issued by a different Nationwide company than the one in California's list |
| Quotes | We don't sell insurance or give quotes | We don't sell insurance or give quotes |
Sources: Mutual of Omaha term life page (checked 2026-10-12) · Nationwide term life page (checked 2026-10-12)
More on Mutual of Omaha · More on Nationwide · All term life insurers
Term options: Mutual of Omaha 10, 15, 20 or 30 years; benefit $100,000 and up, Nationwide 10 or 20 years with no medical exam up to $1.5 million; Guaranteed Level Term up to 30 years; Longest term: Mutual of Omaha 30 years, Nationwide 30 years; Issue ages: Mutual of Omaha Issue ages 18–80 (varies by term), Nationwide Not found on the insurer's page; How to apply: Mutual of Omaha Online quote or agent, Nationwide Yes, completely online for 10- or 20-year coverage up to $1.5 million; Convert to permanent?: Mutual of Omaha Yes, to a cash value plan, Nationwide Yes (Guaranteed Level Term can be renewed or converted to a permanent policy); Complaints (California 2025, life): Mutual of Omaha 0.9 per 100,000 policies (2 justified complaints; United of Omaha Life Insurance Company), Nationwide Not shown: Nationwide's term policies may be issued by a different Nationwide company than the one in California's list; Quotes: Mutual of Omaha We don't sell insurance or give quotes, Nationwide We don't sell insurance or give quotes.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.