Home › Insurance › Term life insurers › New York Life vs Nationwide
Here's how New York Life and Nationwide term life compare on facts from their own pages. We don't provide quotes.
| New York Life | Nationwide | |
|---|---|---|
| Term options | Level Term: 10, 15 or 20 years | 10 or 20 years with no medical exam up to $1.5 million; Guaranteed Level Term up to 30 years |
| Longest term | 20 years (Level Term) | 30 years |
| Issue ages | Not found on the insurer's page | Not found on the insurer's page |
| How to apply | Through New York Life agents | Yes, completely online for 10- or 20-year coverage up to $1.5 million |
| Convert to permanent? | Yes, to permanent coverage; the conversion window depends on the policy (New York Life term conversion page) | Yes (Guaranteed Level Term can be renewed or converted to a permanent policy) |
| Complaints (California 2025, life) | 0.7 per 100,000 policies (4 justified complaints; New York Life Insurance Company) | Not shown: Nationwide's term policies may be issued by a different Nationwide company than the one in California's list |
| Quotes | We don't sell insurance or give quotes | We don't sell insurance or give quotes |
Sources: New York Life term life page (checked 2026-10-12) · Nationwide term life page (checked 2026-10-12)
More on New York Life · More on Nationwide · All term life insurers
Term options: New York Life Level Term: 10, 15 or 20 years, Nationwide 10 or 20 years with no medical exam up to $1.5 million; Guaranteed Level Term up to 30 years; Longest term: New York Life 20 years (Level Term), Nationwide 30 years; Issue ages: New York Life Not found on the insurer's page, Nationwide Not found on the insurer's page; How to apply: New York Life Through New York Life agents, Nationwide Yes, completely online for 10- or 20-year coverage up to $1.5 million; Convert to permanent?: New York Life Yes, to permanent coverage; the conversion window depends on the policy (New York Life term conversion page), Nationwide Yes (Guaranteed Level Term can be renewed or converted to a permanent policy); Complaints (California 2025, life): New York Life 0.7 per 100,000 policies (4 justified complaints; New York Life Insurance Company), Nationwide Not shown: Nationwide's term policies may be issued by a different Nationwide company than the one in California's list; Quotes: New York Life We don't sell insurance or give quotes, Nationwide We don't sell insurance or give quotes.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.