Prudential vs Nationwide

Term options: Prudential Term Essential: 10, 15, 20 or 30 years; premiums rise yearly after the level period, to age 95, Nationwide 10 or 20 years with no medical exam up to $1.5 million; Guaranteed Level Term up to 30 years; Longest term: Prudential 30 years, Nationwide 30 years; Issue ages: Prudential Not found on the insurer's page, Nationwide Not found on the insurer's page; How to apply: Prudential Not found on the insurer's page, Nationwide Yes, completely online for 10- or 20-year coverage up to $1.5 million; Convert to permanent?: Prudential Yes, without a new medical exam. Issue age 59 or under: by the end of the level period or the anniversary after age 65, whichever is earlier; ages 60–75: by the 5th anniversary, Nationwide Yes (Guaranteed Level Term can be renewed or converted to a permanent policy); Complaints (California 2025, life): Prudential 0.0 per 100,000 policies (0 justified complaints; Pruco Life Insurance Company), Nationwide Not shown: Nationwide's term policies may be issued by a different Nationwide company than the one in California's list; Quotes: Prudential We don't sell insurance or give quotes, Nationwide We don't sell insurance or give quotes.