Home › Insurance › Term life insurers › State Farm vs Legal & General America (Banner Life)
Here's how State Farm and Legal & General America (Banner Life) term life compare on facts from their own pages. We don't provide quotes.
| State Farm | Legal & General America (Banner Life) | |
|---|---|---|
| Term options | Select Term: 10, 20 or 30 years, level premium | 10, 15, 20, 25, 30, 35 or 40 years |
| Longest term | 30 years | 40 years |
| Issue ages | Issue ages 18–75 (10-yr), 18–65 (20-yr), 18–45 (30-yr) | Ages 20–75 |
| How to apply | Online quote; buying is mostly through State Farm agents | Online quote tool |
| Convert to permanent? | Yes, to permanent coverage during the level term and before age 75, regardless of health (State Farm conversion page) | Yes, option to renew or convert to a permanent policy |
| Complaints (California 2025, life) | 0.1 per 100,000 policies (1 justified complaint; State Farm Life Insurance Company) | 0.7 per 100,000 policies (1 justified complaint; Banner Life Insurance Company) |
| Quotes | We don't sell insurance or give quotes | We don't sell insurance or give quotes |
Sources: State Farm Select Term page (checked 2026-10-12) · Legal & General America term life page (checked 2026-10-12)
More on State Farm · More on Legal & General America (Banner Life) · All term life insurers
Term options: State Farm Select Term: 10, 20 or 30 years, level premium, Legal & General America (Banner Life) 10, 15, 20, 25, 30, 35 or 40 years; Longest term: State Farm 30 years, Legal & General America (Banner Life) 40 years; Issue ages: State Farm Issue ages 18–75 (10-yr), 18–65 (20-yr), 18–45 (30-yr), Legal & General America (Banner Life) Ages 20–75; How to apply: State Farm Online quote; buying is mostly through State Farm agents, Legal & General America (Banner Life) Online quote tool; Convert to permanent?: State Farm Yes, to permanent coverage during the level term and before age 75, regardless of health (State Farm conversion page), Legal & General America (Banner Life) Yes, option to renew or convert to a permanent policy; Complaints (California 2025, life): State Farm 0.1 per 100,000 policies (1 justified complaint; State Farm Life Insurance Company), Legal & General America (Banner Life) 0.7 per 100,000 policies (1 justified complaint; Banner Life Insurance Company); Quotes: State Farm We don't sell insurance or give quotes, Legal & General America (Banner Life) We don't sell insurance or give quotes.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.