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Term life pays your beneficiaries if you die during a set number of years. Key things to compare: how long a term you can lock in, whether you can later convert to permanent coverage without a new medical exam, and how you apply. Facts below come from each insurer's own product pages, plus California's official complaint ratios. We don't show prices or give quotes.
Product details can vary by state and change; confirm on the insurer's site before applying.
Source: State Farm Select Term page (checked 2026-10-12)
Here are the facts we could confirm on State Farm's own page (2026-10-12): term options: Select Term: 10, 20 or 30 years, level premium; longest term: 30 years; issue ages: Issue ages 18–75 (10-yr), 18–65 (20-yr), 18–45 (30-yr); how to apply: Online quote; buying is mostly through State Farm agents; convert to permanent?: Yes, to permanent coverage during the level term and before age 75, regardless of health (State Farm conversion page); complaints (california 2025, life): 0.1 per 100,000 policies (1 justified complaint; State Farm Life Insurance Company); quotes: We don't sell insurance or give quotes. Whether it's good for you depends on what you need; compare it with the alternatives listed.
From State Farm Select Term page (checked 2026-10-12). “not found” means the page didn't state it.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.