State Farm vs Mutual of Omaha

Term options: State Farm Select Term: 10, 20 or 30 years, level premium, Mutual of Omaha 10, 15, 20 or 30 years; benefit $100,000 and up; Longest term: State Farm 30 years, Mutual of Omaha 30 years; Issue ages: State Farm Issue ages 18–75 (10-yr), 18–65 (20-yr), 18–45 (30-yr), Mutual of Omaha Issue ages 18–80 (varies by term); How to apply: State Farm Online quote; buying is mostly through State Farm agents, Mutual of Omaha Online quote or agent; Convert to permanent?: State Farm Yes, to permanent coverage during the level term and before age 75, regardless of health (State Farm conversion page), Mutual of Omaha Yes, to a cash value plan; Complaints (California 2025, life): State Farm 0.1 per 100,000 policies (1 justified complaint; State Farm Life Insurance Company), Mutual of Omaha 0.9 per 100,000 policies (2 justified complaints; United of Omaha Life Insurance Company); Quotes: State Farm We don't sell insurance or give quotes, Mutual of Omaha We don't sell insurance or give quotes.