Home › Insurance › Term life insurers › State Farm vs New York Life
Here's how State Farm and New York Life term life compare on facts from their own pages. We don't provide quotes.
| State Farm | New York Life | |
|---|---|---|
| Term options | Select Term: 10, 20 or 30 years, level premium | Level Term: 10, 15 or 20 years |
| Longest term | 30 years | 20 years (Level Term) |
| Issue ages | Issue ages 18–75 (10-yr), 18–65 (20-yr), 18–45 (30-yr) | Not found on the insurer's page |
| How to apply | Online quote; buying is mostly through State Farm agents | Through New York Life agents |
| Convert to permanent? | Yes, to permanent coverage during the level term and before age 75, regardless of health (State Farm conversion page) | Yes, to permanent coverage; the conversion window depends on the policy (New York Life term conversion page) |
| Complaints (California 2025, life) | 0.1 per 100,000 policies (1 justified complaint; State Farm Life Insurance Company) | 0.7 per 100,000 policies (4 justified complaints; New York Life Insurance Company) |
| Quotes | We don't sell insurance or give quotes | We don't sell insurance or give quotes |
Sources: State Farm Select Term page (checked 2026-10-12) · New York Life term life page (checked 2026-10-12)
More on State Farm · More on New York Life · All term life insurers
Term options: State Farm Select Term: 10, 20 or 30 years, level premium, New York Life Level Term: 10, 15 or 20 years; Longest term: State Farm 30 years, New York Life 20 years (Level Term); Issue ages: State Farm Issue ages 18–75 (10-yr), 18–65 (20-yr), 18–45 (30-yr), New York Life Not found on the insurer's page; How to apply: State Farm Online quote; buying is mostly through State Farm agents, New York Life Through New York Life agents; Convert to permanent?: State Farm Yes, to permanent coverage during the level term and before age 75, regardless of health (State Farm conversion page), New York Life Yes, to permanent coverage; the conversion window depends on the policy (New York Life term conversion page); Complaints (California 2025, life): State Farm 0.1 per 100,000 policies (1 justified complaint; State Farm Life Insurance Company), New York Life 0.7 per 100,000 policies (4 justified complaints; New York Life Insurance Company); Quotes: State Farm We don't sell insurance or give quotes, New York Life We don't sell insurance or give quotes.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.