Home › Insurance › Term life insurers › State Farm vs Northwestern Mutual
Here's how State Farm and Northwestern Mutual term life compare on facts from their own pages. We don't provide quotes.
| State Farm | Northwestern Mutual | |
|---|---|---|
| Term options | Select Term: 10, 20 or 30 years, level premium | Term life for a set period |
| Longest term | 30 years | Not found on the insurer's page |
| Issue ages | Issue ages 18–75 (10-yr), 18–65 (20-yr), 18–45 (30-yr) | Not found on the insurer's page |
| How to apply | Online quote; buying is mostly through State Farm agents | Through Northwestern Mutual financial advisors |
| Convert to permanent? | Yes, to permanent coverage during the level term and before age 75, regardless of health (State Farm conversion page) | Yes, some or all of it into whole life |
| Complaints (California 2025, life) | 0.1 per 100,000 policies (1 justified complaint; State Farm Life Insurance Company) | 0.0 per 100,000 policies (0 justified complaints; Northwestern Mutual Life Insurance Company) |
| Quotes | We don't sell insurance or give quotes | We don't sell insurance or give quotes |
Sources: State Farm Select Term page (checked 2026-10-12) · Northwestern Mutual term life page (checked 2026-10-12)
More on State Farm · More on Northwestern Mutual · All term life insurers
Term options: State Farm Select Term: 10, 20 or 30 years, level premium, Northwestern Mutual Term life for a set period; Longest term: State Farm 30 years, Northwestern Mutual Not found on the insurer's page; Issue ages: State Farm Issue ages 18–75 (10-yr), 18–65 (20-yr), 18–45 (30-yr), Northwestern Mutual Not found on the insurer's page; How to apply: State Farm Online quote; buying is mostly through State Farm agents, Northwestern Mutual Through Northwestern Mutual financial advisors; Convert to permanent?: State Farm Yes, to permanent coverage during the level term and before age 75, regardless of health (State Farm conversion page), Northwestern Mutual Yes, some or all of it into whole life; Complaints (California 2025, life): State Farm 0.1 per 100,000 policies (1 justified complaint; State Farm Life Insurance Company), Northwestern Mutual 0.0 per 100,000 policies (0 justified complaints; Northwestern Mutual Life Insurance Company); Quotes: State Farm We don't sell insurance or give quotes, Northwestern Mutual We don't sell insurance or give quotes.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.