Home › Invest › HSA providers › Fidelity HSA vs HealthEquity
Both are HSAs you can open or move to. Here's how Fidelity HSA and HealthEquity compare on fees and investing.
| Fidelity HSA | HealthEquity | |
|---|---|---|
| Account fee | No account fees (retail HSA) | $2.95/month, waived with $2,000+ cash balance (standard schedule; employer plans can differ) |
| Investment fees | None for self-directed; Fidelity Go managed option 0.35%/yr at $25,000+ | 0.03%/month on invested balance (max $10/month); Advisor adds 0.05%/month (max $15) |
| Investment options | Stocks, ETFs, mutual funds (self-directed) or managed | not found |
| Minimum to invest | No minimum (self-directed) | Plan-specific investment threshold |
Sources: Fidelity HSA page (checked 2026-10-12) · HealthEquity member fee schedule (checked 2026-10-12)
More on Fidelity HSA · More on HealthEquity · All hsa providers
Account fee: Fidelity HSA No account fees (retail HSA), HealthEquity $2.95/month, waived with $2,000+ cash balance (standard schedule; employer plans can differ); Investment fees: Fidelity HSA None for self-directed; Fidelity Go managed option 0.35%/yr at $25,000+, HealthEquity 0.03%/month on invested balance (max $10/month); Advisor adds 0.05%/month (max $15); Investment options: Fidelity HSA Stocks, ETFs, mutual funds (self-directed) or managed, HealthEquity not found; Minimum to invest: Fidelity HSA No minimum (self-directed), HealthEquity Plan-specific investment threshold.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.